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By Amanda Hamilton, CEO of NALP
It’s important for a business, especially an online business, that your customers know clearly what they are purchasing and what your terms of business are.
T&Cs, as they are often called, are the clauses in a contract that set out the rights and obligations that both parties should be aware of when they enter into a contract.

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By Dan Kieran, co-founder and CEO of Unbound
One of the seismic changes brought in by the internet is the ability for creative people to build, directly, an audience for their work. The age of the bureaucratic intermediary is over. As a result, 75% of Generation Z, the first generation with no concept of life without the internet, are considering a career in online video. YouTube and Blogger take the top two positions of careers kids would like when they’re older.
But while building an audience yourself online is easier than ever, there are surprisingly few ways for influencers and creators to monetize their audiences outside advertising revenue – especially in an age of ‘free content’. Making entertaining or informative content people want to come back to over and over again is a full-time job, so online creators promote products or services on behalf of other brands, even though this may risk the authenticity and integrity of their online persona.
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By Neha and Dipe Rajani, Founders of Sonality
New and young mums are more interested in what their children wear, and where it comes from, than ever before. Social Media and awareness of the environment are driving many of these changes. This means that the babies and children’s wear market is changing fast.
But what are the top trends that babies and children’s wear businesses should be looking for?

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By Matthew Cule, Founder of CuleM Watches
Swiss watches are synonymous with luxury and prestige and the Swiss watch industry has dominated ever since the 1800s when farmers began assembling handcrafted mechanical watches during harsh winter months. But can the industry survive?

Image: Pixabay
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By Alister Sneddon, Genuine Impact
Are you one of the fans who is both looking forward to the final episode of Game of Thrones and also dreading it? Do you have confidence in your prediction of who will ultimately win and end up sitting on the Iron Throne?
Making decisions on investments in stocks and shares is also about anticipating who’ll be a winner. When watching GoT we’ve thought about the character strengths and also the flaws of the key protagonists. Similarly, we can analyse and make decision on stocks and shares by considering three criteria: Quality, Value, and Momentum.
Here are some investment choices for a few GoT favorites using these:
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By Inna Kaushan, Solna
There is a lot to do when you take the bold step to become a freelancer or start your own business.
We’ve put together a list of some of the best free apps and tools for freelancers and small business owners that will help you manage all the admin tasks, help you get paid and generally manage your time and keep yourself organised.

Image: Pixabay
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By Jonathan Amponsah CTA FCCA, The Tax Guys
The language of business is the language of numbers. To grow your business you need to understand your numbers and the management and year-end accounts you receive. Many business owners find this a bit of a trial so let me explain how to get to grips with some of the most important numbers and some red flags you should look out for.
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By Scott Haughton, COO, Envestors
Even though publicly quoted companies first sought funding through stock exchanges in the 17th century, the concept of Investor Relations (IR) – as a crucial part of this process – is a relatively modern discipline: the first actual IR department did not emerge until the 1950’s.
Nowadays, the importance of investor relations cannot be overstated – in Brazil, Egypt and Bulgaria, companies are mandated by law to have an IR function – and it is no coincidence that the most successful, global giants consistently lead the field in ‘best practice’ awards: the 2018 winner – as voted for by the IR Society – was Easyjet. Morrisons and Tesco were also shortlisted.
There are five key reasons why maintaining good investor relations is critical to your success:
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By Inna Kaushan, Solna
Managing your business finances can be time consuming and stressful, especially if you are not well organised. When there are other interesting things to do getting to grips with your finance processes may seem a bit dull. The good news is that it doesn’t have to be difficult, time consuming, or boring. All you need are the right tools with the right automation!
There are plenty of free (or fairly cheap) tools to help you to: manage your banking, keep track of your expenses and budget, improve your invoicing etc. And none them require a lot of effort from you. Let’s look at a few.
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By Sarah Chilton, employment lawyer speaking at iCAAD London 2019
Addiction in the workplace can present significant challenges for employers and specific instances of drug or alcohol use can present health and safety risks, and serious conduct issues.
Use of drugs or alcohol is frequently related to other health issues, both physical and mental, which is a further reason the issue needs to be dealt with sensitively by employers.

Image: StockUnlimited
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